Advanced Planning

things to know

questions to ask

planning guide

AP home

Your are the only one who can spare your loved ones the cost and responsibility of arranging your funeral. The arrangements you have made will alleviate some of the stress resulting from your death and help them make the difficult and necessary decisions.


You have given to your family the one thing they could never get without you and that is your love and consideration for them.

There are several methods available to pre-pay a funeral.  Each method has its advantages.

Bill of Rights for Funeral Preplanning

Ask your Director

  • Who receives the interest on the account?

  • Who must pay taxes on the interest?

  • Is the prepayment ever refundable, in part or in full?

  • Can the plan be used at a funeral home of your choice?

  • What happens if the funeral home goes out of business or is sold?

  • In the event that you move, is the pre-funded plan transferable?

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Pre payment methods

  • A regulated trust can be established by a licensed funeral director.

  • You may purchase a life-insurance policy, equal to the value of the funeral.

  • Establish a savings or certificate of deposit account earmarked for funeral expenses. The account can be designated as “payable on death” (POD) to the funeral home.

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information provided by:

National Funeral Directors Assoc.

Detroit Metro

Flint Bishop

MBS International